The problem with both the Insteon hub, Alexa and even Nest is that if your Wifi has a problem or you have an internet issue, you are dead in the water... HAL only uses the internet to periodically validate your license and if it can't get through it give you a grace period.
See this article for some insight to the pain of a novice!
http://mashable.com/2016/07/05/smart.../#skU1ki780aqd
Tim